Currently, most of the earnings from her side hustle such as the TikTok affiliate are transferred to her mother’s GCash. She sometimes uses this personal money on funding her passions like her crocheting but her parents teach her not to overspend them or not to be impulsive in purchases, inform them first about what she wants to buy, and at least save some money.
She runs a modest and casual TikTok affiliate side hustle. She promotes products she genuinely uses or likes. Instead of polished sales content, she integrates them naturally into her casual mini-vlogs or simple posts, sharing her honest thoughts and experiences. Because her audience enjoys her warm, expressive, and humorous style, she gets a decent number of clicks and small commissions which she sometimes uses to fund her crocheting hobby and other small personal expenses.
Alysha’s father, Enrique R. De Guzman, has a solid level of financial literacy when it comes to managing their household finances. With his background in the banking industry, he understands how financial systems work — from savings accounts to loans and payment structures. However, his approach is not overly rigid or highly structured. He believes that as long as money is flowing steadily and the bills are paid, the family is doing fine.
Enrique is generally calm about money and rarely reacts with panic when expenses increase or income fluctuates. Instead of strict budgeting systems, he prefers a flexible and responsive approach. He mentally tracks their expenses, keeping a rough estimate of how much is coming in and going out each month. He regularly checks their bank accounts and overall balance, adjusting spending when necessary. If grocery costs go higher one month, he naturally tightens spending the next without formally restructuring everything.
He prioritizes making sure that all essential bills are paid first, that family needs are covered, and that there is at least some money left in savings. Rather than dividing savings into multiple labeled funds, he maintains one general savings pool. This pool can be used when needed and gradually refilled afterward. He also makes use of digital banks that offer higher interest rates on savings accounts, showing his awareness of small but practical financial advantages.
However, his financial management is not without human imperfections. Because he is confident in his ability to adapt, he sometimes does not prepare far enough ahead. He may assume that things will work out and occasionally postpones larger, long-term savings goals. His strength lies in adaptability, but that same adaptability can make him slightly less disciplined in future planning.
When unexpected problems arise, Enrique focuses on immediate solutions. He may rearrange payment schedules, delay non-essential spending, or temporarily reallocate funds from savings. Instead of relying on heavy pre-built structures, he trusts his judgment and financial knowledge to navigate challenges as they come.